Financing Options

Crest Financial offers No Credit Needed Financing with instant approvals up to $5,000. With In-home layaway and our 90 day buy-out option, Crest Financial can help you get the things you need! To verify your approval information, we may require: your most recent 30-day bank statement, your most recent pay stub with year-to-date information, voided check (or bank account verification form), and a copy of your photo ID.


We currently offer a no credit check financing program available to everyone. The financing sales price will be 6% higher than the listed sales price on the website for all products.  Once approved a $40 application fee will be required. Progressive charges customers a $40 Application Fee and a Processing Fee. These fees are charged each time a final invoice is submitted to Progressive. Fees are subject to change. It is the customer’s responsibility to verify the amounts of these fees before making a purchase.
To qualify, you must meet these requirements:

1) Must be employed by the same company for at least SIX (6) months.
2) Earn $1,000 a month and deposit at least $500 a month into your checking account.
3) Must have a checking account that has been open at least THREE (3) months.
4) No NSF’s and no more than 5 protected overdrafts in the last 30 days.

Approval Process

A) Verify INCOME REQUIREMENTS of $1,000 a month for at least 6 months, with a:

  • Paystub showing 6 months of employement; or
  • S.S. or Disability Benefit Letter; or
  • Letter from employer with hourly wage and YTD on company letterhead.
  • If self employed – Provide a 1099 and 30 day bank statement or a business license and 3 months of bank statement

B) Verify CHECKING ACCOUNT REQUIREMENTS with a 30 day bank statement that shows:

  • No NSFs & no more than 5 protected overdrafts;
  • Account open for 3 months;
  • $500 in deposits;
  • Does not end with a negative balance.

C) VOIDED CHECK (Or a Bank Account Verification Form)


e) Once you have been approved by Progressive Finance, please click on the link below to pay the applicable finance processing fee. You do not need to pay for the finance processing fee if you have not been approved yet. As soon as the finance processing fee has been paid, one of our representatives will send you a copy of the final financing contract from Progressive Finance to complete your order.